:root{--navy:#0f2747;--navy2:#16375f;--red:#d62828;--ink:#1b2430;--muted:#5a6676;--bg:#f5f7fa;--card:#fff;--line:#e3e8ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;padding-bottom:76px}
a{color:var(--navy2)}
.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
header.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px;gap:12px}
.logo{font-weight:800;font-size:19px;color:#fff;text-decoration:none;letter-spacing:.2px}.logo span{color:#ff6b6b}
.tel-top{background:var(--red);color:#fff;text-decoration:none;font-weight:700;padding:9px 14px;border-radius:8px;white-space:nowrap;font-size:15px}
nav.menu{background:var(--navy2)}nav.menu .wrap{display:flex;gap:18px;overflow-x:auto;padding:9px 18px}
nav.menu a{color:#dbe6f5;text-decoration:none;font-size:14px;white-space:nowrap}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:38px 0 44px}
.badge{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:5px 12px;border-radius:99px;font-size:13px;margin-bottom:14px}
.hero h1{font-size:32px;line-height:1.15;margin:0 0 12px}.hero h1 em{font-style:normal;color:#ff8a8a}
.hero p.lead{font-size:18px;color:#dbe6f5;margin:0 0 22px;max-width:640px}
.cta{display:inline-flex;align-items:center;gap:10px;background:var(--red);color:#fff;text-decoration:none;font-weight:800;font-size:20px;padding:15px 22px;border-radius:10px;box-shadow:0 6px 18px rgba(214,40,40,.35)}
.hero ul.points{list-style:none;padding:0;margin:24px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:8px 18px;max-width:600px}
.hero ul.points li{font-size:15px;color:#e8eef7}.hero ul.points li:before{content:"✓ ";color:#7ee0a0;font-weight:700}
section{padding:42px 0;scroll-margin-top:104px}section.alt{background:#fff}
h2{font-size:26px;margin:0 0 8px;color:var(--navy)}p.sub{color:var(--muted);margin:0 0 24px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px}
.card h3{margin:0 0 6px;font-size:18px;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:15px}
.urgence{background:var(--red);color:#fff}.urgence h2{color:#fff}.urgence p{color:#ffe3e3}
.urgence .cta{background:#fff;color:var(--red);box-shadow:none}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:12px}
.steps li{background:rgba(255,255,255,.12);border-radius:10px;padding:14px 16px 14px 52px;position:relative}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:14px;top:12px;width:26px;height:26px;border-radius:50%;background:#fff;color:var(--red);font-weight:800;text-align:center;line-height:26px}
.villes{display:flex;flex-wrap:wrap;gap:8px}.villes span{background:#fff;border:1px solid var(--line);border-radius:99px;padding:6px 12px;font-size:14px}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin-bottom:10px}
summary{font-weight:700;cursor:pointer;color:var(--navy)}details p{margin:10px 0 0;color:var(--muted)}
footer{background:var(--navy);color:#c9d6e8;padding:28px 0;font-size:14px}footer a{color:#fff}
.legal{max-width:780px}.legal h1{color:var(--navy)}.legal h2{font-size:20px;margin-top:26px}
.callbar{position:fixed;left:0;right:0;bottom:0;background:var(--red);z-index:30;padding:10px 14px;box-shadow:0 -4px 14px rgba(0,0,0,.18)}
.callbar a{display:block;text-align:center;color:#fff;text-decoration:none;font-weight:800;font-size:19px}
.callbar small{display:block;font-weight:500;font-size:12px;opacity:.9}
@media(min-width:900px){.hero h1{font-size:44px}.callbar{display:none}body{padding-bottom:0}}
@media(max-width:420px){.hero ul.points{grid-template-columns:1fr}.tel-top{font-size:14px;padding:8px 10px}}